DebtHelp Shieldby DebtHelp, Inc.
🛡️ Coming soon to iPhone

Quiet the calls you never asked for.

Spam. Scams. Robocalls. Debt collectors dialing you six times before lunch. DebtHelp Shield silences known unwanted numbers automatically, right on your iPhone. No blocklist catches every call — but it catches the ones that keep coming back. It's free, and you don't have to be a DebtHelp client to use it.

No ads. No selling your information. Blocking happens on your device.

Known numbers silenced before they ring
Shield never listens to your calls
Every layer has an off switch
Three layers of quiet

Far fewer of the calls you don't want.

Shield keeps three kinds of unwanted callers off your screen, and you control each one with a single switch.

⚠️

Spam & scams

Robocalls, "your car warranty has expired," fake debt-forgiveness pitches, and the numbers that spoof your own area code to get you to pick up. Shield keeps a continuously updated list and keeps them quiet.

📞

Debt collectors

The same handful of numbers, over and over, from the moment it's legal to call until the moment it isn't. Shield silences known collection numbers so your phone stops being something you flinch at.

🚫

Marketers & poachers

Debt-relief companies buy lead lists and hammer anyone who looks like a prospect — especially people already in a program. Shield blocks known telemarketing and competitor numbers.

Something slip through? Report it in a tap. Something silenced that shouldn't be? Turn that layer off, or add the number back yourself.

How it works

Set it once. Then forget it.

1

Install and switch it on

Download Shield, then switch it on once in Settings → Phone → Call Blocking & Identification — iPhone doesn't prompt for this, so Shield will walk you to it. Turn on the layers you want, and that's the whole setup.

2

The list keeps itself current

Shield syncs a shared block list that's maintained by DebtHelp and added to by people using the app. When enough users flag the same number, it goes quiet for everyone.

3

Your phone does the rest

Blocking runs through Apple's built-in Call Directory. Blocked numbers simply don't ring. Shield isn't in the call — it hands iOS a list and steps back.

Already with DebtHelp?

Your creditors, added for you.

Everything above is free for everyone. If you're an enrolled DebtHelp client, signing in with your client account adds one more layer automatically:

  • The creditors on your file are added to your block list — no typing in numbers.
  • The list updates as your program does, so a newly added account is covered without you doing anything.
  • Your negotiations keep running exactly as they did. Shield changes what your phone does, not what our team does.

Not a client, and the collector calls are the least of it? There's a conversation for that further down.

🛡️

Built for the calls that come with debt

Shield isn't a generic spam blocker with a debt sticker on it. The block list is built around the calls that actually pile up when money is tight — the collectors, the poachers, and the people selling a way out that doesn't exist.

And because reports from real users feed the shared list, it gets better the more it's used.

Free · iPhone first
Privacy

A call blocker you don't have to trust blindly.

Shield is not in your calls. It uses Apple's Call Directory, which works by handing iOS a list of numbers to silence ahead of time. That's a real technical boundary, not a promise: Shield does not intercept your calls, does not record them, does not listen to them, and is not told who is calling you.

What it does hold is the list of numbers you've blocked and any number you choose to report. The one time it touches your contacts is when you tap “Save DebtHelp to Contacts”: it looks for an existing DebtHelp card so it doesn't create a duplicate, then writes ours. It doesn't upload your contacts, and we don't sell your information or run ads against it.

When it's more than the phone

Silence helps. It isn't a solution.

Shield can make your phone stop ringing today. It can't change what's behind the calls — blocking a collector doesn't cancel the debt, stop interest, clear your credit report, or take away anything a creditor is legally allowed to do.

If the calls are this constant, the debt is usually the actual problem. DebtHelp has been negotiating settlements for people in exactly that spot since 2006. If you want to talk it through, that's a free conversation with no obligation — and if you'd rather just have a quiet phone, take the app and ignore this section entirely.

Debt-settlement services are provided by DebtHelp, Inc. and are available only in the states where it is licensed — not everywhere. Shield itself is free to anyone with an iPhone, wherever you live.

What Shield does and doesn't do

  • Does: silence known spam, scam, marketing and collection numbers before your phone rings.
  • Does: let you block or unblock any number yourself, any time.
  • Doesn't: reduce, settle, cancel or dispute any debt.
  • Doesn't: stop mail, email, or contact from anyone by any other means.
  • Doesn't: guarantee every unwanted call is caught — no blocklist can.

Be first to a quiet phone.

Shield is finishing up for iPhone. Leave your email and we'll send you one message the day it's available — that's it.

We'll email you once, when Shield launches.

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You're on the list.

We'll email you the day Shield is available on iPhone.

Common questions

Good to know.

Who can use DebtHelp Shield?
Anyone with an iPhone. Shield is free and you don't need to be a DebtHelp client. Clients get one extra layer: the creditors on their file are added to their block list automatically.
How does Shield block calls?
Through Apple's built-in Call Directory. You switch Shield on once under Settings → Phone → Call Blocking & Identification — iPhone never prompts for it, so the app shows you how. After that Shield hands iOS a list of numbers to silence and your phone does the rest. The blocking happens on your device — Shield doesn't intercept, record or listen to your calls, and it isn't told who's calling you.
Will it block a call I actually want?
Each layer — Spam & Scams, Debt Collectors, Marketers & Poachers — has its own on/off switch, and you can add or remove individual numbers. No blocklist is perfect: if something gets through you can report it in a tap, and if Shield silences something it shouldn't, turn that layer off or unblock the number.
Does blocking a debt collector make the debt go away?
No. Shield changes what your phone does, not what you owe. Silencing calls doesn't cancel a debt, stop interest, remove anything from your credit report, or affect a creditor's legal rights — including their ability to contact you by other means. If the debt itself is the problem, that needs a different conversation.
Does Shield cost anything?
The blocking is free. There are no ads, and we don't sell your information.
Is it on Android?
Not yet — iPhone comes first. Join the launch list above and we'll tell you when Android is ready.
Who makes Shield?
DebtHelp, Inc., a debt-settlement company based in Columbus, Ohio, working with people in debt since 2006. Shield came out of watching how relentlessly our clients' phones ring.